Risk Management

Following a thorough risk assessment performed by an ERMIS Risk Manager, a formal report including detailed observations and recommendations will be provided. Upon acceptance of said recommendations ERMIS will coordinate the necessary consulting and training through our network of trusted advisors. Training methods include live instructor led training, train the trainer, online and self study training making it easy to create a training program specific to your operations. Annual benchmarking will demonstrate quantifiable results and highlight areas in need of improvement or reevaluation. With constant improvement to your bottom line as a goal we will partner with you to create a custom, fluid fleet safety program that addresses your organizational needs.

Contractual liability can be one of the largest exposures an organization never knew they had. Liability assumed through contracts, indemnification and hold harmless agreements can result in significant financial burden. Our contractual review team will assist in contract review and execution to limit this silent but significant exposure.

One of the largest investments an organization can make is in people. Employees can
either be a catalyst to bottom line growth or a huge balance sheet expense. Like any investment there is inherent risk involved when selecting new team members so the same amount of preparation and research should go into your recruitment process as any other business decision. ERMIS will assist you to hire better, improve performance, reduce turnover and train better than your competition through implementation of our online Human Resource Platform. Using the strategic HR tools provided through the platform ERMIS will help you convert a potential liability into a tool to drive bottom line growth.

Your employees are your greatest asset and their health and contentment affect the
productivity and efficiency of your workplace culture. A healthy, happy workforce is also a loyal workforce which helps reduce health insurance utilization and employment practices exposures. ERMIS wellness coordinators and coaches have been delivering Wellness services for over 10 years and are prepared to assess and address your organization’s needs.

Management dedication to employee safety is key to demonstrating your commitment to them and fostering mutually beneficial camaraderie within the organization. Using Job Hazard and Loss Analysis ERMIS will help identify the personnel exposures unique to your business and develop a custom training program. Our bilingual loss control specialists use a variety of training methods and resources to build and deliver programs to address your needs while limiting disruption of operations.

Documentation is the core of any quality Risk Management or Injury and Illness Prevention Program. ERMIS provides a centralized location for all of your Risk Management documentation needs. In addition to delivering and tracking employee training, the Risk Management Platform tracks Certificates of Insurance, Job Descriptions, Job Hazard Analysis, SDS sheets and claims in one online resource allowing you to tailor your Risk Management Program to your unique exposures.

Claims happen and when they do ERMIS will help you manage them to the lowest possible dollar amount. Preparation is the first line of defense in any claims situation and ERMIS is prepared to implement accident investigation and reporting protocols within your organization to contain claims costs from the start. However no protocol is perfect and in the event a large claim develops, ERMIS is prepared to assist your organization with our fraud investigation team and large claims analysis resources.

ERMIS provides in house sexual harassment training for supervisors and access to an employment practices attorney. We help you focus on the important things, running your business and improving your bottom line.

The cornerstone of enterprise risk management begins with an analysis of your situation. Including an in depth study of your coverages and exposures, historical claims trending, availability of product for your specific risks and a feasibility study to give you direction. The feasibility study is designed to allow you to make an educated decision about risk management and alternative funded insurance strategies. This is potentially the most critical part of this process. ERMIS will review the feasibility study with you and guide you to a decision based on your unique situation regardless of the outcome.

A tremendous investment of time, money and resources is required to make your venture successful but without proper planning a disaster situation can threaten the survival of your business. An estimated 25 percent of businesses do not reopen following a major disaster. ERMIS will help protect your business, investment and hard work by identifying the risks associated with natural and man-made disasters and creating a plan of action to ensure the survival of your business.